Money Talks

Chris Golding trained as a financial adviser in the City of London prior to working in the international market for global expatriates since 2001, helping expatriates manage the complexities of stepping outside of their home country’s retirement system and managing financial decisions when moving from country to country.

Money Talks

Money Talks (xviii); Understanding Financial Wellness

Chris Golding -
We often hear about physical wellness and mental wellness. If you’re thinking financial wellness simply means having a lot of money, think again. The concept is more comprehensive and subtle than that. Financial wellness is about creating a healthy economic...
Money Talks

Money Talks (xvii); The Uncomfortable 3Ds Discussion

Chris Golding -
As a financial adviser, the two main issues we have to deal with are “Living too long” and “Dying too soon”. The "three Ds" are specifically difficult to talk about. Death, Dvorce & Dementia. While everyone should hope for...
Money Talks

Money Talks (xvi); Teaching Kids about Money; by Age

Chris Golding -
From learning how to count change, to the pitfalls of credit cards and debit cards, to living on a budget, our kids have a lot to learn about money before they go off on their own. It would be...
Money Talks

Money Talks (xv); Make the Most of Your Money in 2025

Chris Golding -
Christmas and holidays can often leave you feeling like you’ve lost control of your finances. The presents. The socialising. The spending. It can all wreak havoc on your bank account. The New Year offers a fresh start. A chance...
Money Talks

Money Talks (xiv); Adviser vs. DIY Investing; Consider a Self Test

Chris Golding -
There's no foolproof way to measure your success as a self-appointed financial planner. You may never know how your portfolio would perform if you paid a professional to manage it versus doing it yourself. But you can assess to...
Money Talks

Money Talks (xiii); Forget Cats’ Lives; 9 Ways to Sabotage Your Financial Freedom

Chris Golding -
According to a US Federal Reserve survey, about a third of American citizens who own their own homes do not have a retirement account for when they can’t or won’t be employed any longer. Nor do about two fifths...
Money Talks

Money Talks (xii); Behavioural Finance & How Personality Affects Your Growth

Chris Golding -
Behavioural finance, or behaviour-oriented financial market theory, is a rapidly growing field in finance that examines the effects of human emotions and behaviour on financial decisions.  In other words, this is how experiences or emotions influence the way you invest...
Money Talks

Money Talks (xi); Behavioural Finance & its Impact on Women

Chris Golding -
The science of behavioural economics suggests that women, compared to men, need much more knowledge and want to understand products better before they invest. Apparently, a common theme is that many women subconsciously think, “There’s no way I should...

Latest News

Frank Hossack -

Russian Arrivals Rise as China’s Old Expat Map Thins Out

Moscow accents are being heard more in China’s airports, hotel lobbies and trade fairs. Some belong to tourists with...
Frank Hossack -

Nanjing Goes Negative as Suzhou Surges in China’s Trade Shuffle

Nanjing has found itself in the wrong column of China’s latest foreign trade rankings. While most major cities grew...
Frank Hossack -

From Suzhou to Liverpool by Bike, One Student Makes the Link Real

Student Luke Rimmer left Suzhou on Tuesday with a bicycle, a ridiculous distance ahead of him and, by his...

Best of The Nanjinger